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Our Services

Pre- Purchase Counseling

This program is directed to First-Time Homebuyers and returning Homebuyers. A HUD-approved Housing Counselor will meet with the prospective homebuyer to explain the application process. The counselor will also educate and guide the borrower on the process from credit counseling, budgeting, and savings to securing a mortgage and purchasing a home, along with available down payment assistance programs in the community. This type of counseling is recommended to avoid predatory lending or mortgage scams to have a sound borrower. 

Homebuyers WorkinG with a lender/ loan officer

If you working with a lender (loan officer), please ask them to contact our counselor directly to start the process for Down Payment Assistance services. Please refrain from reaching out to us directly, as doing so will slow down your application process. Your loan officer must send the necessary documentation for a counselor to get in touch with you. This process typically takes around two weeks.
For now, fill out the CSNV Intake application below.

Option

Homebuyers NOT WorkinG with a lender/ loan officer

Option

If you are not currently engaged with a lender (loan officer) and wish to determine your eligibility for down payment assistance, require assistance with credit services, or seek guidance with the home purchase process, please complete the intake application and provide the documents listed on the checklist. A counselor will contact you within the next few days.

DOCUMENT CHECKLIST:

ID & Social Security Card/ ITIN

3 Consecutive Pay Stubs

Most Recent Bank Statement

Most Recent Tax Return (Incude W2s/ 1099s)

2 years needed if self- employed

Don't forget to complete the intake application and submit all required documents before your appointment.
 

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